November 27, 2025
AgencyWhat Homeowners Need to Know about Fire Coverage for their Home
Fire is one of the most devastating risks homeowners can face. Whether caused by electrical issues or kitchen accidents, a house fire can result in substantial property damage and emotional distress. At , we understand the importance of ensuring our clients have the right fire coverage in place. What Does Fire Insurance Typically Cover? Fire coverage is a standard part of […]
October 28, 2025
AgencyWhat Are Hybrid Personal-Commercial Policies?
As work and personal lives increasingly overlap, individuals may require insurance solutions that do not fit neatly into traditional “personal” or “commercial” categories. Small business owners, freelancers and other professionals may use the same vehicles, property or equipment for both personal and business purposes. Hybrid personal-commercial policies are designed to address these unique needs. What […]
August 20, 2025
AgencyWhat North Carolina Residents Need to Know About Hurricane Insurance
Hurricane coverage is not a standalone policy, but a combination of flood, windstorm and homeowners insurance. It’s a critical consideration for residents due to the state’s long coastline and history of powerful hurricanes. Does Homeowners Insurance Include Hurricane Coverage? While some homeowners insurance policies may provide financial protection against hurricane damage, coverage can vary […]
June 26, 2025
AgencyWhy Insurance Companies Are Leaving High-risk Areas and What That Means for You
In recent years, a growing number of insurance companies have begun pulling out of high-risk areas—regions increasingly vulnerable to wildfires, hurricanes, floods and other climate-related disasters. States like have seen major insurers either raise premiums dramatically or exit the market altogether. This trend is driven by the rising cost of claims, unpredictable weather patterns and […]
May 29, 2025
AgencyHow to Save on Fire Insurance in Pink Hill, NC
Your home is one of your most valuable investments, and protecting it from potential risks, like fire, is essential. While fire coverage may be included in a standard homeowners insurance policy, some homeowners may choose to purchase additional fire insurance for more comprehensive financial protection. What is Fire Insurance and Why is it Important? Fire […]
April 29, 2025
AgencyHow Safe Driving Tech Affects Your Insurance Rates
In recent years, advancements in automotive technology have significantly transformed the driving experience. Among these innovations, automatic braking and lane-keeping assist are key features that enhance safety. Understanding how these safe driving tech impact your premiums can help you make informed decisions when purchasing a vehicle. Automatic Braking Automatic braking systems are designed to detect […]
March 27, 2025
AgencyDoes Your Boat Insurance Cover Your Trailer?
Owning a boat is a source of great joy and adventure, but it also comes with responsibilities, including ensuring you have appropriate insurance coverage. One common question among boat owners is whether their boat insurance policy covers their trailer. Understanding Boat Insurance Policies Boat insurance policies are designed to provide financial protection for your vessel […]
January 3, 2025
AgencyHow to Prevent Winter-related Personal Auto Claims in NC
Winter in can bring a variety of challenges for drivers. From icy roads to unexpected snowstorms, the season demands extra caution and preparation to prevent accidents and other auto-related issues. Understanding how to prevent the top winter-related personal auto claims can help you stay safe and avoid costly repairs or insurance claims. Preparing Your Vehicle […]
December 17, 2024
AgencyDoes Homeowners Insurance Cover Damage from Frozen Pipes?
Frozen pipes are a common winter hazard for homeowners, especially during the colder months when temperatures can drop unexpectedly. Understanding how homeowners insurance covers damage from frozen pipes can save you time, money and stress. What Does Homeowners Insurance Cover? Generally, most standard homeowners insurance policies may cover damage caused by burst pipes, including water […]
November 26, 2024
AgencyDo I Need Insurance for Undeveloped Property?
Owning undeveloped land can be a valuable investment, but it also comes with its own set of risks and responsibilities. While it might seem unnecessary to insure land that isn’t actively being used, there are several reasons why you should consider insurance for your undeveloped property. Why Undeveloped Property Should Be Insured There are several […]