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Homeowners Insurance

November 27, 2025
Agency

What Homeowners Need to Know about Fire Coverage for their Home  

Fire is one of the most devastating risks homeowners can face. Whether caused by electrical issues or kitchen accidents, a house fire can result in substantial property damage and emotional distress. At , we understand the importance of ensuring our clients have the right fire coverage in place. What Does Fire Insurance Typically Cover? Fire coverage is a standard part of […]
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August 20, 2025
Agency

What North Carolina Residents Need to Know About Hurricane Insurance   

Hurricane coverage is not a standalone policy, but a combination of flood, windstorm and homeowners insurance. It’s a critical consideration for residents due to the state’s long coastline and history of powerful hurricanes.   Does Homeowners Insurance Include Hurricane Coverage? While some homeowners insurance policies may provide financial protection against hurricane damage, coverage can vary […]
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June 26, 2025
Agency

Why Insurance Companies Are Leaving High-risk Areas and What That Means for You 

In recent years, a growing number of insurance companies have begun pulling out of high-risk areas—regions increasingly vulnerable to wildfires, hurricanes, floods and other climate-related disasters. States like have seen major insurers either raise premiums dramatically or exit the market altogether. This trend is driven by the rising cost of claims, unpredictable weather patterns and […]
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May 29, 2025
Agency

How to Save on Fire Insurance in Pink Hill, NC

Your home is one of your most valuable investments, and protecting it from potential risks, like fire, is essential. While fire coverage may be included in a standard homeowners insurance policy, some homeowners may choose to purchase additional fire insurance for more comprehensive financial protection. What is Fire Insurance and Why is it Important? Fire […]
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December 17, 2024
Agency

Does Homeowners Insurance Cover Damage from Frozen Pipes? 

Frozen pipes are a common winter hazard for homeowners, especially during the colder months when temperatures can drop unexpectedly. Understanding how homeowners insurance covers damage from frozen pipes can save you time, money and stress. What Does Homeowners Insurance Cover? Generally, most standard homeowners insurance policies may cover damage caused by burst pipes, including water […]
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June 26, 2024
Eastern Carolina Insurance Services

Hurricane Season Preparation

Hurricanes can inflict devastating damage to your home and property, potentially leading to catastrophic financial consequences. These severe tropical storms are particularly prevalent during the annual Atlantic hurricane season, which runs from June 1 through Nov. 30. Given the time of year, those located in areas along the Atlantic coast, such as in , must […]
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October 24, 2023
Eastern Carolina Insurance Services

What Kind of Insurance Covers Homes and Cars for Floods?

Floods are among the most frequent and damaging natural disasters, affecting thousands of Americans every year. These incidents can be caused by many common occurrences, including heavy rainfall, rapid snowmelt, overflowing bodies of water and infrastructural issues, such as damaged levees and dams. Given how floods can occur with little-to-no warning and the extensive damage […]
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February 19, 2023
Eastern Carolina Insurance Services

Common Homeowners Insurance Mistakes

Whether you are buying your first home or moving to a new home, you have to make sure that your homeowners insurance needs are met. Homeowners insurance isn’t always easy to understand, and it does have its fair share of unique terms. It is sometimes easy to make mistakes when setting up your policy, and […]
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