Business Insurance in Pink Hill, NC
Fire damage, customer disputes or lawsuits related to employee injuries are some unexpected challenges that can disrupt a company’s operations or strain its finances. Business insurance may provide coverage to help limit potential losses.
Why Understanding Business Risk Matters
Understanding your business’s risks may help protect operations, reputation and finances. Recognizing potential problems, such as legal exposure or cyber threats, allows you to prepare and limit disruption. Your agent can help evaluate your company’s risks and exposures and tailor business insurance to your needs.
Common Business Insurance Inclusions
Business insurance policies can be customized to address different risks. Your agent may recommend the following types of insurance:
- General liability insurance may pay for costs related to third-party claims of bodily injury, property damage and personal or advertising injuries.
- Commercial property insurance may cover buildings, equipment or inventory affected by covered events.
- Commercial auto insurance may cover damage and losses involving vehicles used for deliveries and other business tasks.
- Workers’ compensation insurance may provide medical benefits and wage replacement to employees who suffer from job-related injury or illness.
- Professional liability insurance may apply to negligence claims, mistakes or service errors.
- Business interruption insurance may cover income loss and operating expenses when operations pause due to a covered incident.
- Cyber insurance may cover legal fees and damages associated with ransomware, data breaches or other cyberattacks.
Business Insurance Agents Near You
Learn how business insurance can support your operations. The team at Eastern Carolina Insurance can walk you through available policies and help you get started. Contact us today.